PROFIX
Means of Payment
Profitability Monitoring Platform
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Interchange++
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Visa /Mastercard scheme fees
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Continuous profitability monitoring
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Audit
About
Us
Profix Story
The PROFIX project is a visible result of the experience and know-how accumulated over more than fifteen years.
The group is focused on expertise, products and personalized development services for PSP companies to deliver Profitability Control and Guidance procedures.
Who Is Behind
The first acquiring software solution has been developed by our team members in 1991. Since that time, as the result of activities in Europe, UK and Asia, we have acquired a significant expertise and knowledge of international and national payment schemes and key software vendors. We realize that there is a niche for professional services in the area of high-end tuning of running systems, organized in a way, totally transparent to the end-user, and neutral to vendors. Most of our methodologies and products primarily address this sector.
Our Vision
To be the trusted technology and solution provider for fair and transparent billing
The Product
Subject Area
Many banks or processors are unable to assert, with enough degree of accuracy, how efficiently they perform the acquiring, although the smallest deviation can lead to significant losses. Today's market and regulations are constantly forcing acquirers to lower its margin so there are very rare situations when margins are high enough that it is possible not to glance on the profitability.
Methodology
Unlike classical financial analytical systems, our solution can provide permanent real-time tracking – from overall acquirer portfolio profitability to the health of each POS terminal unit. We consider not only the regular interchange and payment method assessments, but also various operational costs, as well as the external entries to form a true retail portfolio (trade crediting, DCC, cash-flow earnings and similar components).
Architecture
Solution is portable and does not require extraordinary computing capacity. It is running well on Intel-based LAMP/WAMP and even MAMP configurations.
Reporting
Inheriting the IFRS principles, the System offers structured Managerial and Operational reports, as well as various Analytics and Alerts, with the ability to export it to MS Excel, Word or specialized BRM systems
Features
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Managerial and Operational reporting, per POS Terminals, Merchant Contracts, Groups, Facilitators, up to the total Acquiring Portfolio in general, for various calendar periods.
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Alerting for the boundary profitability indicators.
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Protection of PCI-DSS and commercially relevant information.