Merchant Acquiring

ensuring profitability

About

Us

Our Story

The PROFIX project is a visible result of the experience and know-how accumulated over more than fifteen years.

The group is focused on expertise, products and personalized development services for PSP companies to deliver Profitability Control and Guidance procedures.

Who We Are

The first acquiring software solution has been developed by our team members in 1991. Since that time, as the result of activities in Europe, UK and ex-USSR (Russia), we have acquired a significant expertise and knowledge of international and national payment schemes and key software vendors. We realize that there is a niche for professional services in the area of high-end tuning of running systems, organized in a way, totally transparent to the end-user and 100% neutral to its existing main vendor, so most of our methodologies and products primarily address this sector.

Our Vision

To be the trusted technology and solution provider for everyone in Payment Industry who wish to charge and be charged fair.

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The Product

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Subject Area

Many banks or processors are unable to assert, with enough degree of accuracy, how efficiently they perform the acquiring, although the smallest deviation can lead to significant losses. Today's market and regulations are constantly forcing acquirers to lower its margin so there are very rare situations when margins are high enough that it is possible not to glance on the profitability.

Methodology

Unlike classical financial analytical systems, our solution can provide permanent real-time tracking – from overall acquirer portfolio profitability to the health of each POS terminal unit.

We consider not only the regular interchange and payment method assessments, but also various operational costs, as well as the external entries to form a true retail portfolio (trade crediting, DCC, cash-flow earnings and similar components).

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Architecture

Solution is portable and does not require extraordinary computing capacity. It is running well on Intel-based LAMP/WAMP and even MAMP configurations.

Reporting

Inheriting the IFRS principles, the System offers structured Managerial and Operational reports, as well as various Analytics and Alerts, with the ability to export it to MS Excel, Word or specialized BRM systems

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Features

• Managerial and Operational reporting, per POS Terminals, Merchant Contracts, Groups, Facilitators, up to the total Acquiring Portfolio in general, for various calendar periods.

• Alerting for the boundary profitability indicators.

• Protection of PCI-DSS and commercially relevant information.

Contact

Us

3rd floor, Waterloo Office Park
Building M
161 box 57, Dreve Richelle

1410 Waterloo

Belgium

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